-- Table structure for table `wp_postmeta`
--

CREATE TABLE `wp_postmeta` (
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) ENGINE=MyISAM AUTO_INCREMENT=3119 DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_ci;

--
-- Dumping data for table `wp_postmeta`
--

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INSERT INTO `wp_posts` VALUES (2,1,'2016-10-24 13:12:39','2016-10-24 13:12:39','This is an example page. It\'s different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this:\n\n<blockquote>Hi there! I\'m a bike messenger by day, aspiring actor by night, and this is my website. I live in Los Angeles, have a great dog named Jack, and I like pi&#241;a coladas. (And gettin\' caught in the rain.)</blockquote>\n\n...or something like this:\n\n<blockquote>The XYZ Doohickey Company was founded in 1971, and has been providing quality doohickeys to the public ever since. 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Transport Operative.</p>\r\n<p style=\"text-align: center;\">We have a huge range of experince.....</p>\r\n[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"1006\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3 style=\"text-align: center;\">TRANSPORT BROKERAGE</h3>\r\n<p style=\"text-align: center;\">When planning a complex transport undertaking, it is imperative that every aspect of the operation is properly planned in order to prevent costly delays or damage..</p>\r\n[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"80px\"][/vc_column][/vc_row][vc_row 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9','','publish','closed','closed','','client-9','','','2016-07-19 15:34:10','2016-07-19 15:34:10','',0,'http://bridge70.qodeinteractive.com/?post_type=carousels&amp;p=136',0,'carousels','',0),(137,1,'2016-07-19 15:34:14','2016-07-19 15:34:14','','Client 10','','publish','closed','closed','','client-10','','','2016-07-19 15:34:14','2016-07-19 15:34:14','',0,'http://bridge70.qodeinteractive.com/?post_type=carousels&amp;p=137',0,'carousels','',0),(138,1,'2016-07-19 15:34:23','2016-07-19 15:34:23','','Client 12','','publish','closed','closed','','client-12','','','2016-07-19 15:34:23','2016-07-19 15:34:23','',0,'http://bridge70.qodeinteractive.com/?post_type=carousels&amp;p=138',0,'carousels','',0),(139,1,'2016-07-19 15:34:18','2016-07-19 15:34:18','','Client 11','','publish','closed','closed','','client-11','','','2016-07-19 15:34:18','2016-07-19 15:34:18','',0,'http://bridge70.qodeinteractive.com/?post_type=carousels&amp;p=139',0,'carousels','',0),(141,1,'2016-10-24 15:32:36','2016-10-24 15:32:36',' ','','','publish','closed','closed','','141','','','2018-04-27 14:35:03','2018-04-27 14:35:03','',0,'http://exeterlocksmiths-com.stackstaging.com/2016/10/24/',1,'nav_menu_item','',0),(142,1,'2016-10-24 15:32:36','2016-10-24 15:32:36','','Latest News','','publish','closed','closed','','142','','','2018-04-27 14:35:03','2018-04-27 14:35:03','',0,'http://exeterlocksmiths-com.stackstaging.com/2016/10/24/',18,'nav_menu_item','',0),(143,1,'2016-07-20 07:44:09','2016-07-20 07:44:09','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"2/3\"][vc_column_text]We offer a range of services to both restricted and standard operator’s licence holders to ensure that they remain compliant with the strict regulations enforced by the DVSA and the Traffic Commissioner.\r\n\r\nThis can range from a one off visit to an operating centre to discuss a specific issue, up to a continual management service involving weekly visits, detailed analysis of all drivers’ tachograph data and 24 hours a day phone support.[/vc_column_text][vc_empty_space][vc_column_text]\r\n<h3>The services we offer include:</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/operators-licence-applications/\">Operator’s Licence Applications</a></strong></li>\r\n 	<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/operators-licence-compliance-audits/\">Operator’s Licence Compliance Audits</a></strong></li>\r\n 	<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/restricted-operators-licence-management/\">Restricted Operator’s Licence Management</a></strong></li>\r\n 	<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/transport-brokerage/\">Transport Brokerage</a></strong></li>\r\n 	<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/international-services/\">International Services</a></strong></li>\r\n 	<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/horsebox-guidance/\">Horsebox Guidance</a></strong></li>\r\n 	<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/public-inquiries/\">Public Inquiries</a></strong></li>\r\n 	<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/collision-investigation/\">Collision Investigation</a></strong></li>\r\n 	<li><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/dvsa-earned-recognition/\">DVSA Earned Recognition</a></li>\r\n</ul>\r\n[/unordered_list][/vc_column][vc_column width=\"1/3\"][vc_column_text][/vc_column_text][vc_single_image image=\"1107\" img_size=\"full\" alignment=\"center\" style=\"vc_box_shadow_border_circle_2\" qode_css_animation=\"\"][vc_empty_space][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Services','','publish','closed','closed','','services','','','2018-04-27 15:59:11','2018-04-27 15:59:11','',0,'http://bridge70.qodeinteractive.com/?page_id=142',0,'page','',0),(1039,1,'2018-03-21 13:53:48','2018-03-21 13:53:48','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"2/3\"][vc_column_text]We offer a range of services to both restricted and standard operator’s licence holders to ensure that they remain compliant with the strict regulations enforced by the DVSA and the Traffic Commissioner.\r\n\r\nThis can range from a one off visit to an operating centre to discuss a specific issue, up to a continual management service involving weekly visits, detailed analysis of all drivers’ tachograph data and 24 hours a day phone support.[/vc_column_text][vc_empty_space height=\"12px\"][vc_empty_space][/vc_column][vc_column width=\"1/3\"][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Services','','inherit','closed','closed','','143-revision-v1','','','2018-03-21 13:53:48','2018-03-21 13:53:48','',143,'http://roadtransportconsultant-co-uk.stackstaging.com/143-revision-v1/',0,'revision','',0),(1040,1,'2018-03-21 13:56:36','2018-03-21 13:56:36','','services-top','','inherit','open','closed','','services-top','','','2018-03-21 13:56:36','2018-03-21 13:56:36','',143,'http://roadtransportconsultant-co-uk.stackstaging.com/wp-content/uploads/2018/03/services-top.jpg',0,'attachment','image/jpeg',0),(1041,1,'2018-03-21 13:59:15','2018-03-21 13:59:15','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"2/3\"][vc_column_text]We offer a range of services to both restricted and standard operator’s licence holders to ensure that they remain compliant with the strict regulations enforced by the DVSA and the Traffic Commissioner.\r\n\r\nThis can range from a one off visit to an operating centre to discuss a specific issue, up to a continual management service involving weekly visits, detailed analysis of all drivers’ tachograph data and 24 hours a day phone support.[/vc_column_text][vc_empty_space height=\"12px\"][vc_empty_space][vc_column_text]The services we offer include:\r\n\r\nOperator’s Licence Applications\r\nOperator’s Licence Compliance Audits\r\nRestricted Operator’s Licence Management\r\nTransport Brokerage\r\nInternational Services\r\nHorsebox Guidance\r\nPublic Inquiries[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Services','','inherit','closed','closed','','143-revision-v1','','','2018-03-21 13:59:15','2018-03-21 13:59:15','',143,'http://roadtransportconsultant-co-uk.stackstaging.com/143-revision-v1/',0,'revision','',0),(1042,1,'2018-03-21 15:27:48','2018-03-21 15:27:48','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"2/3\"][vc_column_text]Any operator of goods vehicles, or vehicle and trailer combinations, with a gross plated weight exceeding 3.5 tonnes requires an operator’s licence.\r\n\r\n<img class=\"alignright size-full wp-image-1119\" src=\"http://roadtransportconsultant-co-uk.stackstaging.com/wp-content/uploads/2018/03/license.jpg\" alt=\"\" width=\"300\" height=\"92\" />There are three different types of operator’s licence, and the licence required depends on the type of work undertaken by the operator.\r\n<h3>OUR SERVICE:</h3>\r\nBefore an application is made, we can assess whether a business does in fact require an operator’s licence. The legislation specifies numerous exemptions for certain types of vehicles and operators who do not need an operator’s licence to conduct their business.\r\n\r\nIf a business does require an operator’s licence, we can advise on what type of licence should be applied for. The three types of operator’s licence that can be applied for are:[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>a restricted licence.</li>\r\n 	<li>a standard national licence.</li>\r\n 	<li>a standard international licence.</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]The financial requirements and evidence that must be submitted differs depending on what type of licence is being applied for. Once it has been established what type of licence a business requires, we can:[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>complete the GV79 application form.</li>\r\n 	<li>complete the INT1 form if an interim operator’s licence is required.</li>\r\n 	<li>complete the TM1 form if a transport manager is required.</li>\r\n 	<li>advise on the financial standing that must be shown and the evidence needed to substantiate this.</li>\r\n 	<li>respond to all subsequent questions from the Office of the Traffic Commissioner.</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>ADVICE:</h3>\r\nPlease contact us for advice on whether your business requires an operator’s licence.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_empty_space][vc_widget_sidebar sidebar_id=\"sidebar\"][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Operator’s Licence Applications','','publish','closed','closed','','operators-licence-applications','','','2018-03-22 15:58:25','2018-03-22 15:58:25','',0,'http://roadtransportconsultant-co-uk.stackstaging.com/?page_id=1042',0,'page','',0),(144,1,'2016-10-24 15:32:36','2016-10-24 15:32:36',' ','','','publish','closed','closed','','144','','','2018-04-27 14:35:03','2018-04-27 14:35:03','',0,'http://exeterlocksmiths-com.stackstaging.com/2016/10/24/',3,'nav_menu_item','',0),(175,1,'2016-07-20 08:50:20','2016-07-20 08:50:20','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_column_text]Dave Robbins Transport Consultants,\r\nUnit 1B,\r\nPeamore Truck Centre,\r\nExeter,\r\nEX2 9SL\r\n\r\nEmail: info@roadtransportconsultant.co.uk\r\n\r\nPhone: <a href=\"tel://+01392833158\">01392 833158</a>\r\nMobile Dave: <a href=\"tel://+07976509980\">07976 509980\r\n</a>Mobile Lois: <a href=\"tel://+07715653975\">07715653975</a>[/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"80px\"][/vc_column][/vc_row]','Contact Us','','publish','closed','closed','','contact','','','2018-04-04 14:40:48','2018-04-04 14:40:48','',0,'http://bridge70.qodeinteractive.com/?page_id=175',0,'page','',0),(1202,1,'2018-03-22 16:11:36','2018-03-22 16:11:36','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_column_text]Dave Robbins Transport Consultants,\r\nUnit 1B,\r\nPeamore Truck Centre,\r\nExeter,\r\nEX2 9SL\r\n\r\nEmail: info@roadtransportconsultant.co.uk 07976 509980\r\n\r\nPhone: <a href=\"tel://+01392833158\">01392 833158</a>\r\nMobile: <a href=\"tel://+07976509980\">07976 509980</a>\r\n\r\n&nbsp;\r\n\r\n[/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"80px\"][/vc_column][/vc_row]','Contact Us','','inherit','closed','closed','','175-revision-v1','','','2018-03-22 16:11:36','2018-03-22 16:11:36','',175,'http://roadtransportconsultant-co-uk.stackstaging.com/175-revision-v1/',0,'revision','',0),(176,1,'2016-10-24 15:32:36','2016-10-24 15:32:36','','Contact','','publish','closed','closed','','contact','','','2018-04-27 14:35:03','2018-04-27 14:35:03','',0,'http://exeterlocksmiths-com.stackstaging.com/2016/10/24/contact/',19,'nav_menu_item','',0),(184,1,'2018-04-27 15:08:02','2018-04-27 15:08:02','<p>[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image=\"1204\" background_image_as_pattern=\"without_pattern\" css=\".vc_custom_1521735923948{background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}\" z_index=\"\"][vc_column][vc_empty_space height=\"90px\" background_image=\"573\" image_repeat=\"repeat-x\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"1248\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" qode_css_animation=\"element_from_right\" link=\"/services\"][vc_empty_space height=\"22px\"][vc_column_text]</p>\n<h3 style=\"text-align: center;\">SERVICES</h3>\n<p style=\"text-align: center;\">We offer a range of services to both restricted and standard operator’s licence holders to ensure that they remain compliant with the strict regulations enforced by the DVSA and the Traffic Commissioner.</p>\n<p>[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"1246\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" qode_css_animation=\"element_from_right\" link=\"/courses\"][vc_empty_space height=\"22px\"][vc_column_text]</p>\n<h3 style=\"text-align: center;\">COURSES</h3>\n<p style=\"text-align: center;\">We offer a wide range of courses, to assist drivers and operators with road transport compliance.</p>\n<p>[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"1243\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" qode_css_animation=\"element_from_right\" link=\"http://www.transportacademy.co.uk/\"][vc_empty_space height=\"22px\"][vc_column_text]</p>\n<h3 style=\"text-align: center;\">DRIVER TRAINING</h3>\n<p style=\"text-align: center;\">We offer a professional driver training service for individuals looking to obtain a vocational licence. We also offer comprehensive ‘Train-the-Trainer’ courses.</p>\n<p>[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"80px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image=\"1011\" background_image_as_pattern=\"without_pattern\" background_color=\"#ffffff\" css=\".vc_custom_1521631621156{background-color: #22628c !important;}\" z_index=\"\"][vc_column width=\"1/2\"][vc_empty_space height=\"82px\"][vc_column_text]</p>\n<h2><span style=\"color: #ffffff;\">Transport Consultants</span></h2>\n<p><span style=\"color: #ffffff;\">Based in Exeter, Devon and covering the whole of the South West, Dave Robbins Transport Consultants offer consultancy, training and continuous management to a variety of goods vehicle operators.</span></p>\n<p><span style=\"color: #ffffff;\">Dave Robbins is a member of the Chartered Institute of Logistics and Transport (MILT). He has over 35 years’ experience in the road transport industry as a driver, an operator, a trainer and a consultant.</span>[/vc_column_text][vc_empty_space][button size=\"small\" target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"/about-us\" border_color=\"#e8e8e8\" color=\"#ffffff\"][vc_empty_space height=\"82px\"][/vc_column][vc_column width=\"1/2\"][vc_empty_space height=\"82px\"][vc_single_image image=\"1250\" img_size=\"full\" alignment=\"center\" style=\"vc_box_outline_circle\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"82px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css=\".vc_custom_1522145305180{background-color: #ffffff !important;}\" z_index=\"\"][vc_column width=\"1/4\"][vc_single_image image=\"1216\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" qode_css_animation=\"\" qode_hover_animation=\"zoom_in\" link=\"http://www.ocr.org.uk/\"][/vc_column][vc_column width=\"1/4\"][vc_single_image image=\"1214\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"\" qode_hover_animation=\"zoom_in\"][/vc_column][vc_column width=\"1/4\"][vc_single_image image=\"1215\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" qode_css_animation=\"\" qode_hover_animation=\"zoom_in\" link=\"https://www.fors-online.org.uk/cms/\"][/vc_column][vc_column width=\"1/4\"][vc_single_image image=\"1280\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" qode_css_animation=\"\" qode_hover_animation=\"zoom_in\" link=\"/dvsa-earned-recognition/\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"10px\"][/vc_column][/vc_row]</p>\n','Home','','inherit','closed','closed','','9-autosave-v1','','','2018-04-27 15:08:02','2018-04-27 15:08:02','',9,'http://exeterlocksmiths-com.stackstaging.com/9-autosave-v1/',0,'revision','',0),(1028,1,'2018-03-21 12:18:45','2018-03-21 12:18:45','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css=\".vc_custom_1519038888260{background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}\" z_index=\"\"][vc_column][vc_empty_space height=\"90px\" background_image=\"573\" image_repeat=\"repeat-x\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"1008\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3 style=\"text-align: center;\">SERVICES</h3>\r\n<p style=\"text-align: center;\">We offer a range of services to both restricted and standard operator’s licence holders to ensure that they remain compliant with the strict regulations enforced by the DVSA and the Traffic Commissioner.</p>\r\n[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"1005\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3 style=\"text-align: center;\">COURSES</h3>\r\n<p style=\"text-align: center;\">We offer a wide range of courses, covering the many different skill sets needed to become a succseful Transport Operative.</p>\r\n<p style=\"text-align: center;\">We have a huge range of experince.....</p>\r\n[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"1006\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3 style=\"text-align: center;\">TRANSPORT BROKERAGE</h3>\r\n<p style=\"text-align: center;\">When planning a complex transport undertaking, it is imperative that every aspect of the operation is properly planned in order to prevent costly delays or damage..</p>\r\n[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"80px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image=\"1011\" background_image_as_pattern=\"without_pattern\" background_color=\"#ffffff\" css=\".vc_custom_1521631621156{background-color: #22628c !important;}\" z_index=\"\"][vc_column width=\"1/2\"][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Transport Consultants</span></h2>\r\n<span style=\"color: #ffffff;\">Based in Exeter, Devon and covering the whole of the South West, Dave Robbins Transport Consultants offer consultancy, training and continuous management to a variety of goods vehicle operators.</span>\r\n\r\n<span style=\"color: #ffffff;\">Dave Robbins is a member of the Chartered Institute of Logistics and Transport (MILT). He has over 35 years’ experience in the road transport industry as a driver, an operator, a trainer and a consultant.</span>[/vc_column_text][vc_empty_space][button size=\"small\" target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"about-exeter-locksmiths\" border_color=\"#e8e8e8\" color=\"#ffffff\"][vc_empty_space height=\"82px\"][/vc_column][vc_column width=\"1/2\"][vc_empty_space height=\"82px\"][vc_single_image image=\"1019\" img_size=\"full\" alignment=\"center\" style=\"vc_box_outline_circle\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"82px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css=\".vc_custom_1518105639745{background-color: #ffffff !important;}\" z_index=\"\"][vc_column][vc_empty_space height=\"52px\"][vc_single_image image=\"1024\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" qode_css_animation=\"\" link=\"https://www.ctp.org.uk/\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"50px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2018-03-21 12:18:45','2018-03-21 12:18:45','',9,'http://roadtransportconsultant-co-uk.stackstaging.com/9-revision-v1/',0,'revision','',0),(1027,1,'2018-03-21 12:15:30','2018-03-21 12:15:30','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css=\".vc_custom_1519038888260{background-position: center !important;background-repeat: no-repeat !important;background-size: contain !important;}\" z_index=\"\"][vc_column][vc_empty_space height=\"90px\" background_image=\"573\" image_repeat=\"repeat-x\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"1008\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3 style=\"text-align: center;\">SERVICES</h3>\r\n<p style=\"text-align: center;\">We offer a range of services to both restricted and standard operator’s licence holders to ensure that they remain compliant with the strict regulations enforced by the DVSA and the Traffic Commissioner.</p>\r\n[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"1005\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3 style=\"text-align: center;\">COURSES</h3>\r\n<p style=\"text-align: center;\">We offer a wide range of courses, covering the many different skill sets needed to become a succseful Transport Operative.</p>\r\n<p style=\"text-align: center;\">We have a huge range of experince.....</p>\r\n[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"1006\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3 style=\"text-align: center;\">TRANSPORT BROKERAGE</h3>\r\n<p style=\"text-align: center;\">When planning a complex transport undertaking, it is imperative that every aspect of the operation is properly planned in order to prevent costly delays or damage..</p>\r\n[/vc_column_text][vc_empty_space height=\"22px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"80px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image=\"1011\" background_image_as_pattern=\"without_pattern\" background_color=\"#ffffff\" css=\".vc_custom_1521631621156{background-color: #22628c !important;}\" z_index=\"\"][vc_column width=\"1/2\"][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Transport Consultants</span></h2>\r\n<span style=\"color: #ffffff;\">Based in Exeter, Devon and covering the whole of the South West, Dave Robbins Transport Consultants offer consultancy, training and continuous management to a variety of goods vehicle operators.</span>\r\n\r\n<span style=\"color: #ffffff;\">Dave Robbins is a member of the Chartered Institute of Logistics and Transport (MILT). He has over 35 years’ experience in the road transport industry as a driver, an operator, a trainer and a consultant.</span>[/vc_column_text][vc_empty_space][button size=\"small\" target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"about-exeter-locksmiths\" border_color=\"#e8e8e8\" color=\"#ffffff\"][vc_empty_space height=\"82px\"][/vc_column][vc_column width=\"1/2\"][vc_empty_space height=\"82px\"][vc_single_image image=\"1019\" img_size=\"full\" alignment=\"center\" style=\"vc_box_outline_circle\" qode_css_animation=\"element_from_right\" qode_hover_animation=\"zoom_in\"][vc_empty_space height=\"82px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css=\".vc_custom_1518105639745{background-color: #ffffff !important;}\" z_index=\"\"][vc_column][vc_empty_space height=\"52px\"][vc_single_image image=\"1024\" img_size=\"full\" alignment=\"center\" onclick=\"custom_link\" img_link_target=\"_blank\" qode_css_animation=\"\" link=\"https://www.ctp.org.uk/\"][vc_empty_space height=\"8px\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"30px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2018-03-21 12:15:30','2018-03-21 12:15:30','',9,'http://roadtransportconsultant-co-uk.stackstaging.com/9-revision-v1/',0,'revision','',0),(185,1,'2016-10-25 14:48:05','2016-10-25 14:48:05','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"yes\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1477407210654{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\nAt the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310561181{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"400\"][vc_column_text]\r\n<h3>Dedicated Lawyers</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"1700\"][vc_column_text]\r\n<h3>Satisfied Clients</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2750\"][vc_column_text]\r\n<h3>Succesful Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2900\"][vc_column_text]\r\n<h3>Personal Injury Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"left\" css_animation=\"\"][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468314109829{padding-top: 73px !important;padding-bottom: 84px !important;background-image: url(http://bridge70.qodeinteractive.com/wp-content/uploads/2016/07/home-image-4.jpg?id=50) !important;}\"][vc_column][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Our Clients Testimonials</span></h2>\r\n[/vc_column_text][vc_empty_space height=\"49px\"][testimonials_carousel category=\"testimonials-1\" number=\"4\" number_per_slide=\"3\" order_by=\"date\" order=\"ASC\" show_title=\"yes\" show_rating=\"yes\" author_image=\"yes\" show_navigation=\"no\" auto_rotate_slides=\"3\"][vc_empty_space height=\"27px\"][button target=\"_blank\" hover_type=\"default\" text=\"Get consultation\" link=\"#\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317051823{padding-top: 96px !important;padding-bottom: 18px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-alarm\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Tax Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-cup\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Supreme Court</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-case\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Laws &amp; Regs</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-elaboration-folder-document\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Research The Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317008434{padding-bottom: 80px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-life-buoy\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Law Schools</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-headset\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Ask A Lawyer</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-message\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Legal Aid</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-clessidre\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Cases &amp; Codes</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 14:48:05','2016-10-25 14:48:05','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(186,1,'2016-10-25 14:48:43','2016-10-25 14:48:43','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1477407278126{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\nAt the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310561181{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"400\"][vc_column_text]\r\n<h3>Dedicated Lawyers</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"1700\"][vc_column_text]\r\n<h3>Satisfied Clients</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2750\"][vc_column_text]\r\n<h3>Succesful Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2900\"][vc_column_text]\r\n<h3>Personal Injury Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"left\" css_animation=\"\"][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468314109829{padding-top: 73px !important;padding-bottom: 84px !important;background-image: url(http://bridge70.qodeinteractive.com/wp-content/uploads/2016/07/home-image-4.jpg?id=50) !important;}\"][vc_column][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Our Clients Testimonials</span></h2>\r\n[/vc_column_text][vc_empty_space height=\"49px\"][testimonials_carousel category=\"testimonials-1\" number=\"4\" number_per_slide=\"3\" order_by=\"date\" order=\"ASC\" show_title=\"yes\" show_rating=\"yes\" author_image=\"yes\" show_navigation=\"no\" auto_rotate_slides=\"3\"][vc_empty_space height=\"27px\"][button target=\"_blank\" hover_type=\"default\" text=\"Get consultation\" link=\"#\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317051823{padding-top: 96px !important;padding-bottom: 18px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-alarm\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Tax Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-cup\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Supreme Court</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-case\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Laws &amp; Regs</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-elaboration-folder-document\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Research The Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317008434{padding-bottom: 80px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-life-buoy\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Law Schools</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-headset\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Ask A Lawyer</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-message\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Legal Aid</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-clessidre\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Cases &amp; Codes</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 14:48:43','2016-10-25 14:48:43','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(187,1,'2016-10-25 14:50:08','2016-10-25 14:50:08','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\nAt the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310561181{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"400\"][vc_column_text]\r\n<h3>Dedicated Lawyers</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"1700\"][vc_column_text]\r\n<h3>Satisfied Clients</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2750\"][vc_column_text]\r\n<h3>Succesful Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2900\"][vc_column_text]\r\n<h3>Personal Injury Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"left\" css_animation=\"\"][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468314109829{padding-top: 73px !important;padding-bottom: 84px !important;background-image: url(http://bridge70.qodeinteractive.com/wp-content/uploads/2016/07/home-image-4.jpg?id=50) !important;}\"][vc_column][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Our Clients Testimonials</span></h2>\r\n[/vc_column_text][vc_empty_space height=\"49px\"][testimonials_carousel category=\"testimonials-1\" number=\"4\" number_per_slide=\"3\" order_by=\"date\" order=\"ASC\" show_title=\"yes\" show_rating=\"yes\" author_image=\"yes\" show_navigation=\"no\" auto_rotate_slides=\"3\"][vc_empty_space height=\"27px\"][button target=\"_blank\" hover_type=\"default\" text=\"Get consultation\" link=\"#\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317051823{padding-top: 96px !important;padding-bottom: 18px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-alarm\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Tax Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-cup\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Supreme Court</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-case\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Laws &amp; Regs</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-elaboration-folder-document\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Research The Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317008434{padding-bottom: 80px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-life-buoy\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Law Schools</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-headset\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Ask A Lawyer</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-message\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Legal Aid</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-clessidre\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Cases &amp; Codes</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 14:50:08','2016-10-25 14:50:08','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(188,1,'2016-10-25 14:51:13','2016-10-25 14:51:13','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\nAt the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310561181{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"400\"][vc_column_text]\r\n<h3>Dedicated Lawyers</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"1700\"][vc_column_text]\r\n<h3>Satisfied Clients</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2750\"][vc_column_text]\r\n<h3>Succesful Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2900\"][vc_column_text]\r\n<h3>Personal Injury Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"left\" css_animation=\"\"][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468314109829{padding-top: 73px !important;padding-bottom: 84px !important;background-image: url(http://bridge70.qodeinteractive.com/wp-content/uploads/2016/07/home-image-4.jpg?id=50) !important;}\"][vc_column][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Our Clients Testimonials</span></h2>\r\n[/vc_column_text][vc_empty_space height=\"49px\"][testimonials_carousel category=\"testimonials-1\" number=\"4\" number_per_slide=\"3\" order_by=\"date\" order=\"ASC\" show_title=\"yes\" show_rating=\"yes\" author_image=\"yes\" show_navigation=\"no\" auto_rotate_slides=\"3\"][vc_empty_space height=\"27px\"][button target=\"_blank\" hover_type=\"default\" text=\"Get consultation\" link=\"#\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317051823{padding-top: 96px !important;padding-bottom: 18px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-alarm\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Tax Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-cup\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Supreme Court</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-case\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Laws &amp; Regs</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-elaboration-folder-document\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Research The Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317008434{padding-bottom: 80px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-life-buoy\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Law Schools</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-headset\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Ask A Lawyer</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-message\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Legal Aid</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-clessidre\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Cases &amp; Codes</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 14:51:13','2016-10-25 14:51:13','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(190,1,'2016-10-25 15:09:55','2016-10-25 15:09:55','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\nAt the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\n<img class=\"alignright size-full wp-image-189\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.jpg\" alt=\"mindthegap\" width=\"350\" height=\"248\" />The result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310561181{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"400\"][vc_column_text]\r\n<h3>Dedicated Lawyers</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"1700\"][vc_column_text]\r\n<h3>Satisfied Clients</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2750\"][vc_column_text]\r\n<h3>Succesful Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2900\"][vc_column_text]\r\n<h3>Personal Injury Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"left\" css_animation=\"\"][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468314109829{padding-top: 73px !important;padding-bottom: 84px !important;background-image: url(http://bridge70.qodeinteractive.com/wp-content/uploads/2016/07/home-image-4.jpg?id=50) !important;}\"][vc_column][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Our Clients Testimonials</span></h2>\r\n[/vc_column_text][vc_empty_space height=\"49px\"][testimonials_carousel category=\"testimonials-1\" number=\"4\" number_per_slide=\"3\" order_by=\"date\" order=\"ASC\" show_title=\"yes\" show_rating=\"yes\" author_image=\"yes\" show_navigation=\"no\" auto_rotate_slides=\"3\"][vc_empty_space height=\"27px\"][button target=\"_blank\" hover_type=\"default\" text=\"Get consultation\" link=\"#\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317051823{padding-top: 96px !important;padding-bottom: 18px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-alarm\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Tax Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-cup\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Supreme Court</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-case\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Laws &amp; Regs</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-elaboration-folder-document\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Research The Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317008434{padding-bottom: 80px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-life-buoy\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Law Schools</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-headset\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Ask A Lawyer</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-message\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Legal Aid</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-clessidre\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Cases &amp; Codes</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:09:55','2016-10-25 15:09:55','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(191,1,'2016-10-25 15:10:38','2016-10-25 15:10:38','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\nAt the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />The result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310561181{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"400\"][vc_column_text]\r\n<h3>Dedicated Lawyers</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"1700\"][vc_column_text]\r\n<h3>Satisfied Clients</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2750\"][vc_column_text]\r\n<h3>Succesful Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2900\"][vc_column_text]\r\n<h3>Personal Injury Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"left\" css_animation=\"\"][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468314109829{padding-top: 73px !important;padding-bottom: 84px !important;background-image: url(http://bridge70.qodeinteractive.com/wp-content/uploads/2016/07/home-image-4.jpg?id=50) !important;}\"][vc_column][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Our Clients Testimonials</span></h2>\r\n[/vc_column_text][vc_empty_space height=\"49px\"][testimonials_carousel category=\"testimonials-1\" number=\"4\" number_per_slide=\"3\" order_by=\"date\" order=\"ASC\" show_title=\"yes\" show_rating=\"yes\" author_image=\"yes\" show_navigation=\"no\" auto_rotate_slides=\"3\"][vc_empty_space height=\"27px\"][button target=\"_blank\" hover_type=\"default\" text=\"Get consultation\" link=\"#\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317051823{padding-top: 96px !important;padding-bottom: 18px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-alarm\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Tax Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-cup\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Supreme Court</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-case\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Laws &amp; Regs</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-elaboration-folder-document\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Research The Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317008434{padding-bottom: 80px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-life-buoy\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Law Schools</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-headset\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Ask A Lawyer</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-message\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Legal Aid</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-clessidre\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Cases &amp; Codes</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:10:38','2016-10-25 15:10:38','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(192,1,'2016-10-25 15:11:10','2016-10-25 15:11:10','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310561181{padding-top: 72px !important;padding-bottom: 52px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"400\"][vc_column_text]\r\n<h3>Dedicated Lawyers</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"1700\"][vc_column_text]\r\n<h3>Satisfied Clients</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2750\"][vc_column_text]\r\n<h3>Succesful Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2900\"][vc_column_text]\r\n<h3>Personal Injury Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"left\" css_animation=\"\"][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468314109829{padding-top: 73px !important;padding-bottom: 84px !important;background-image: url(http://bridge70.qodeinteractive.com/wp-content/uploads/2016/07/home-image-4.jpg?id=50) !important;}\"][vc_column][vc_column_text]\r\n<h2><span style=\"color: #ffffff;\">Our Clients Testimonials</span></h2>\r\n[/vc_column_text][vc_empty_space height=\"49px\"][testimonials_carousel category=\"testimonials-1\" number=\"4\" number_per_slide=\"3\" order_by=\"date\" order=\"ASC\" show_title=\"yes\" show_rating=\"yes\" author_image=\"yes\" show_navigation=\"no\" auto_rotate_slides=\"3\"][vc_empty_space height=\"27px\"][button target=\"_blank\" hover_type=\"default\" text=\"Get consultation\" link=\"#\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317051823{padding-top: 96px !important;padding-bottom: 18px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-alarm\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Tax Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-cup\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Supreme Court</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-case\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Laws &amp; Regs</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-elaboration-folder-document\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Research The Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468317008434{padding-bottom: 80px !important;}\"][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-life-buoy\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Law Schools</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-headset\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Ask A Lawyer</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-message\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Legal Aid</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][icons icon_pack=\"linea_icons\" linea_icon=\"icon-basic-clessidre\" size=\"fa-lg\" type=\"normal\" custom_size=\"45\" position=\"center\" target=\"_self\" icon_color=\"#465175\" icon_hover_color=\"#ff4d40\"][vc_empty_space height=\"28px\"][vc_column_text]\r\n<h3>Cases &amp; Codes</h3>\r\n[/vc_column_text][vc_empty_space height=\"13px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:11:10','2016-10-25 15:11:10','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(195,1,'2016-10-25 15:37:41','2016-10-25 15:37:41','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"left\" css_animation=\"\"][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][/vc_column][vc_column width=\"1/3\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:37:41','2016-10-25 15:37:41','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(196,1,'2016-10-25 15:38:03','2016-10-25 15:38:03','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][/vc_column][vc_column width=\"1/3\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:38:03','2016-10-25 15:38:03','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(197,1,'2016-10-25 15:38:25','2016-10-25 15:38:25','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][/vc_column][vc_column width=\"1/3\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:38:25','2016-10-25 15:38:25','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(198,1,'2016-10-25 15:38:51','2016-10-25 15:38:51','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][/vc_column][vc_column width=\"1/3\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:38:51','2016-10-25 15:38:51','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(200,1,'2016-10-25 15:49:45','2016-10-25 15:49:45','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][/vc_column][vc_column width=\"1/3\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:49:45','2016-10-25 15:49:45','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(201,1,'2016-10-25 15:50:32','2016-10-25 15:50:32','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][/vc_column][vc_column width=\"1/3\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:50:32','2016-10-25 15:50:32','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(202,1,'2016-10-25 15:51:29','2016-10-25 15:51:29','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:51:29','2016-10-25 15:51:29','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(203,1,'2016-10-25 15:53:37','2016-10-25 15:53:37','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy. They need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable. This may be challenging in the absence of appropriate resource.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:53:37','2016-10-25 15:53:37','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(204,1,'2016-10-25 15:54:17','2016-10-25 15:54:17','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable. This may be challenging in the absence of appropriate resource.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:54:17','2016-10-25 15:54:17','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(205,1,'2016-10-25 15:54:57','2016-10-25 15:54:57','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright wp-image-189 size-medium\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap-300x213.jpg\" alt=\"mindthegap\" width=\"300\" height=\"213\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 15:54:57','2016-10-25 15:54:57','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(207,1,'2016-10-25 16:43:00','2016-10-25 16:43:00','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 16:43:00','2016-10-25 16:43:00','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(210,1,'2016-10-25 16:47:51','2016-10-25 16:47:51','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 16:47:51','2016-10-25 16:47:51','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(211,1,'2016-10-25 16:49:11','2016-10-25 16:49:11','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"42px\"][vc_column_text]\r\n<h2>We have a question for you!</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"82px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 16:49:11','2016-10-25 16:49:11','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(212,1,'2016-10-25 16:51:26','2016-10-25 16:51:26','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>We have a question for you!</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"15px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"72px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 16:51:26','2016-10-25 16:51:26','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(213,1,'2016-10-25 16:54:00','2016-10-25 16:54:00','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>We have a question for you!</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"30px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"30px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"30px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"72px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-25 16:54:00','2016-10-25 16:54:00','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(214,1,'2016-10-26 10:19:56','2016-10-26 10:19:56','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>We have a question for you!</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"72px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-26 10:19:56','2016-10-26 10:19:56','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(215,1,'2016-10-26 10:25:15','2016-10-26 10:25:15','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>We have a question for you!</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"72px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-26 10:25:15','2016-10-26 10:25:15','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(219,1,'2016-10-26 13:31:25','2016-10-26 13:31:25','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468941316392{padding-top: 60px !important;padding-bottom: 53px !important;}\"][vc_column offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"37\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Intellectual Property</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"38\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Criminal Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][vc_column offset=\"vc_col-lg-4 vc_col-md-4\"][vc_single_image image=\"39\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"34px\"][vc_column_text]\r\n<h3>Legal Forms</h3>\r\n[/vc_column_text][vc_empty_space height=\"12px\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"center\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468310596793{padding-top: 88px !important;padding-bottom: 53px !important;background-color: #f5f5f5 !important;}\"][vc_column][vc_column_text css=\".vc_custom_1468311144701{padding-right: 13% !important;padding-left: 13% !important;}\"]\r\n<h4>Physical custody simply refers to the parent with whom the child or the children reside. Legal custody on the other hand, refers to which parent.</h4>\r\n[/vc_column_text][vc_empty_space height=\"60px\"][vc_row_inner row_type=\"row\" type=\"full_width\" text_align=\"center\" css_animation=\"\"][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"400\"][vc_column_text]\r\n<h3>Dedicated Lawyers</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"1700\"][vc_column_text]\r\n<h3>Satisfied Clients</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2750\"][vc_column_text]\r\n<h3>Succesful Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][vc_column_inner width=\"1/2\" offset=\"vc_col-lg-3 vc_col-md-6 vc_col-xs-12\"][counter type=\"zero\" box=\"no\" position=\"center\" separator=\"no\" digit=\"2900\"][vc_column_text]\r\n<h3>Personal Injury Cases</h3>\r\n[/vc_column_text][vc_empty_space height=\"20\"][vc_column_text]Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet.[/vc_column_text][vc_empty_space height=\"40px\"][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1468942627805{padding-top: 14% !important;padding-bottom: 13% !important;background-image: url(http://bridge70.qodeinteractive.com/wp-content/uploads/2016/07/about-image-1.jpg?id=115) !important;}\"][vc_column][qode_carousel carousel=\"clients\" number_of_visible_items=\"\" orderby=\"date\" order=\"ASC\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_background_color=\"#465175\" button_hover_text_color=\"#ffffff\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','About','','inherit','closed','closed','','104-revision-v1','','','2016-10-26 13:31:25','2016-10-26 13:31:25','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(223,1,'2016-10-26 14:56:01','2016-10-26 14:56:01','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>We have a question for you!</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"120px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-26 14:56:01','2016-10-26 14:56:01','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(224,1,'2017-01-26 15:07:49','2017-01-26 15:07:49','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]\n<h2 class=\"subtitle\">“An insider’s view from the outside”</h2>\nRCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\n\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Experience includes 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger. Expertise: risk management strategy &amp; resourcing, risk governance, crisis response and multinational insurance management issues.\" target1=\"_self\" title2=\"Paul Taylor\" text2=\"is a Chartered Engineer, independent risk management consultant and Non-Exec Director. He previously led corporate risk management and governance projects in multinational companies including Kingfisher, Tetra Laval International, Morgan Crucible. Past chairman of AIRMIC. Expertise: the interface between risk management and internal audit, risk management oversight, training.\" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds public and private sector non-exec directorships and chairs 2 audit committees. Experience: 32 years with Royal Dutch Shell in finance and general management, 8 years as VP Group Risk Management &amp; Insurance. Expertise: risk governance and assurance, risk management information flows, effective audit committees.\" target3=\"_self\" image1=\"466\" image2=\"467\" image3=\"468\"][vc_empty_space][cover_boxes title1=\"Roger Lewington\" text1=\"has provided a broad spectrum of independent risk management support to major multinational companies since 2001. Previous experience: senior risk management roles in in FTSE 100 companies, 15 years as Group Risk and Insurance Manager, BOC. He has led teams in the UK, USA, Asia Pacific. Expertise: risk and insurance management strategy, multinational insurance risk financing; project management and supply chain risk.\" target1=\"_self\" title2=\"Neil Campbell\" text2=\"previously led JLT’s Core Risk Europe – a specialist Life Science Consulting business. He also spent 18 years at 2 FTSE100 chemical/pharmaceutical companies, including 11 years as Risk Manager at Astra Zeneca. Expertise: innovative risk financing solutions for complex multinational organisations and life science companies, critical supply chain dependencies.\" target2=\"_self\" target3=\"_self\" image1=\"449\" image2=\"449\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"88px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-autosave-v1','','','2017-01-26 15:07:49','2017-01-26 15:07:49','',104,'http://exeterlocksmiths-com.stackstaging.com/104-autosave-v1/',0,'revision','',0),(225,1,'2016-10-26 15:03:38','2016-10-26 15:03:38','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]This is some text introducing the company. Sliding boxes below of the members of the team.[/vc_column_text][/vc_column][/vc_row]','About','','inherit','closed','closed','','104-revision-v1','','','2016-10-26 15:03:38','2016-10-26 15:03:38','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(226,1,'2016-10-26 15:04:19','2016-10-26 15:04:19','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]This is some text introducing the company. Sliding boxes below of the members of the team.[/vc_column_text][/vc_column][/vc_row]','About','','inherit','closed','closed','','104-revision-v1','','','2016-10-26 15:04:19','2016-10-26 15:04:19','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(227,1,'2016-10-26 15:05:31','2016-10-26 15:05:31','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]This is some text introducing the company. Sliding boxes below of the members of the team.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','About','','inherit','closed','closed','','104-revision-v1','','','2016-10-26 15:05:31','2016-10-26 15:05:31','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(228,1,'2016-10-26 15:10:04','2016-10-26 15:10:04','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]This is some text introducing the company. Sliding boxes below of the members of the team.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-10-26 15:10:04','2016-10-26 15:10:04','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(229,1,'2016-10-26 15:11:48','2016-10-26 15:11:48','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management resource is a network of independent like minded ex risk managers who work together to meet client’s needs as and when required.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-10-26 15:11:48','2016-10-26 15:11:48','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(230,1,'2016-10-26 15:13:50','2016-10-26 15:13:50','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management resource is a network of independent like minded ex risk managers who work together to meet client’s needs as and when required.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-10-26 15:13:50','2016-10-26 15:13:50','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(231,1,'2016-10-26 15:14:59','2016-10-26 15:14:59','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management resource is a network of independent like minded ex risk managers who work together to meet client’s needs as and when required.\r\n\r\nNEED TEAM CONFIRMED AND NEW PHOTOS OR ICONS?[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-10-26 15:14:59','2016-10-26 15:14:59','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(232,1,'2016-10-26 15:17:31','2016-10-26 15:17:31','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column width=\"2/3\"][vc_column_text]Dave Robbins is a member of the Chartered Institute of Logistics and Transport (MILT). He has over 35 years’ experience in the road transport industry as a driver, an operator, a trainer and a consultant.\r\n\r\n<img class=\"alignright wp-image-1237 size-full\" src=\"http://roadtransportconsultant-co-uk.stackstaging.com/wp-content/uploads/2018/04/land-train.jpg\" alt=\"\" width=\"351\" height=\"218\" />\r\n\r\nThis extensive experience has led to an understanding of the problems facing the different parties involved in the industry, and an ability to address the real issues that are concerning these individuals and companies.\r\n\r\nHe began driving professionally in 1979, working for Associated Deliveries, Dalgety Spillers and then B Thompson &amp; Sons Transport.\r\n\r\nIn 1986, after gaining his National and International CPCs, he purchased his own tractor unit and trailer. Over the next 15 years, Dave Robbins Transport grew, servicing many blue chip clients.\r\n\r\nDave has also been a regular contributor to Trucking magazine over the past 10 years. This has included the composition of numerous company profiles as well as articles on multi-trailer operations and driver migration in Australia, Canada and the United States.\r\n\r\nThese later trips involved the piloting of four-trailer road trains and 120 foot long “turnpike” vehicle combinations.\r\n\r\nDave has many years’ experience as an LGV Instructor and started <a href=\"http://www.transportacademy.co.uk/\" target=\"_blank\" rel=\"noopener\">Dave Robbins Transport Academy</a> in Exeter, Devon.\r\n\r\n<img class=\"alignright size-full wp-image-1114\" src=\"http://roadtransportconsultant-co-uk.stackstaging.com/wp-content/uploads/2018/03/dave-robbins.jpg\" alt=\"\" width=\"300\" height=\"192\" />This involves training individuals and in-house trainers for other businesses, as well as constant consultation with DVSA LGV driving examiners.\r\n\r\nSince the Driver CPC was introduced in September 2009, he has also been teaching courses on subjects such as digital and analogue tachographs, drivers’ hours and industry awareness.\r\n\r\nDave’s knowledge and enthusiasm for the industry are also shared by his staff, who keep up to date with the ever changing legal landscape and requirements from the DVSA.[/vc_column_text][vc_empty_space height=\"82px\"][/vc_column][vc_column width=\"1/3\"][testimonials_carousel category=\"rtc\" order_by=\"rand\" show_title=\"yes\" show_rating=\"no\" author_image=\"no\" author_text_font_weight=\"600\" show_navigation=\"yes\" navigation_style=\"dark\" auto_rotate_slides=\"10\" author_text_color=\"#000000\"][/vc_column][/vc_row]','About Us','','publish','closed','closed','','about-us','','','2018-04-23 12:23:57','2018-04-23 12:23:57','',0,'http://exeterlocksmiths-com.stackstaging.com/?page_id=232',0,'page','',0),(233,1,'2016-10-26 15:17:31','2016-10-26 15:17:31','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]Text Needed[/vc_column_text][/vc_column][/vc_row]','Assignments','','inherit','closed','closed','','232-revision-v1','','','2016-10-26 15:17:31','2016-10-26 15:17:31','',232,'http://exeterlocksmiths-com.stackstaging.com/232-revision-v1/',0,'revision','',0),(234,1,'2016-10-26 15:18:54','2016-10-26 15:18:54',' ','','','publish','closed','closed','','234','','','2018-04-27 14:35:03','2018-04-27 14:35:03','',0,'http://exeterlocksmiths-com.stackstaging.com/?p=234',2,'nav_menu_item','',0),(237,1,'2016-10-26 15:30:25','2016-10-26 15:30:25','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" background_color=\"#ffffff\" css_animation=\"\"][vc_column][vc_column_text]Text Needed[/vc_column_text][/vc_column][/vc_row]','Assignments','','inherit','closed','closed','','232-revision-v1','','','2016-10-26 15:30:25','2016-10-26 15:30:25','',232,'http://exeterlocksmiths-com.stackstaging.com/232-revision-v1/',0,'revision','',0),(238,1,'2016-10-26 15:32:02','2016-10-26 15:32:02','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]Text Needed[/vc_column_text][/vc_column][/vc_row]','Assignments','','inherit','closed','closed','','232-revision-v1','','','2016-10-26 15:32:02','2016-10-26 15:32:02','',232,'http://exeterlocksmiths-com.stackstaging.com/232-revision-v1/',0,'revision','',0),(239,1,'2016-10-26 15:33:03','2016-10-26 15:33:03','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]Text Needed[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Assignments','','inherit','closed','closed','','232-revision-v1','','','2016-10-26 15:33:03','2016-10-26 15:33:03','',232,'http://exeterlocksmiths-com.stackstaging.com/232-revision-v1/',0,'revision','',0),(248,1,'2018-03-28 09:23:33','2018-03-28 09:23:33','<p>[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"2/3\"][vc_column_text]We offer a range of services to both restricted and standard operator’s licence holders to ensure that they remain compliant with the strict regulations enforced by the DVSA and the Traffic Commissioner.</p>\n<p>This can range from a one off visit to an operating centre to discuss a specific issue, up to a continual management service involving weekly visits, detailed analysis of all drivers’ tachograph data and 24 hours a day phone support.[/vc_column_text][vc_empty_space][vc_column_text]</p>\n<h3>The services we offer include:</h3>\n<p>[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\n<ul>\n<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/operators-licence-applications/\">Operator’s Licence Applications</a></strong></li>\n<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/operators-licence-compliance-audits/\">Operator’s Licence Compliance Audits</a></strong></li>\n<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/restricted-operators-licence-management/\">Restricted Operator’s Licence Management</a></strong></li>\n<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/transport-brokerage/\">Transport Brokerage</a></strong></li>\n<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/international-services/\">International Services</a></strong></li>\n<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/horsebox-guidance/\">Horsebox Guidance</a></strong></li>\n<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/public-inquiries/\">Public Inquiries</a></strong></li>\n<li><strong><a href=\"http://roadtransportconsultant-co-uk.stackstaging.com/collision-investigation/\">Collision Investigation</a></strong></li>\n</ul>\n<p>[/unordered_list][/vc_column][vc_column width=\"1/3\"][vc_column_text][/vc_column_text][vc_single_image image=\"1107\" img_size=\"full\" alignment=\"center\" style=\"vc_box_shadow_border_circle_2\" qode_css_animation=\"\"][vc_empty_space][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]</p>\n','Services','','inherit','closed','closed','','143-autosave-v1','','','2018-03-28 09:23:33','2018-03-28 09:23:33','',143,'http://exeterlocksmiths-com.stackstaging.com/143-autosave-v1/',0,'revision','',0),(1044,1,'2018-03-22 15:11:42','2018-03-22 15:11:42','<p>[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"3/4\"][vc_column_text]Any operator of goods vehicles, or vehicle and trailer combinations, with a gross plated weight exceeding 3.5 tonnes requires an operator’s licence.</p>\n<p><img class=\"alignright size-full wp-image-1119\" src=\"http://roadtransportconsultant-co-uk.stackstaging.com/wp-content/uploads/2018/03/license.jpg\" alt=\"\" width=\"300\" height=\"92\" />There are three different types of operator’s licence, and the licence required depends on the type of work undertaken by the operator.</p>\n<h3>OUR SERVICE:</h3>\n<p>Before an application is made, we can assess whether a business does in fact require an operator’s licence. The legislation specifies numerous exemptions for certain types of vehicles and operators who do not need an operator’s licence to conduct their business.</p>\n<p>If a business does require an operator’s licence, we can advise on what type of licence should be applied for. The three types of operator’s licence that can be applied for are:[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\n<ul>\n<li>a restricted licence.</li>\n<li>a standard national licence.</li>\n<li>a standard international licence.</li>\n</ul>\n<p>[/unordered_list][vc_empty_space height=\"12px\"][vc_empty_space][vc_column_text]\n<p>I am text block. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.</p>\n<p>[/vc_column_text][/vc_column][vc_column width=\"1/4\"][vc_widget_sidebar sidebar_id=\"sidebar\"][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]</p>\n','Operator’s Licence Applications','','inherit','closed','closed','','1042-autosave-v1','','','2018-03-22 15:11:42','2018-03-22 15:11:42','',1042,'http://roadtransportconsultant-co-uk.stackstaging.com/1042-autosave-v1/',0,'revision','',0),(1166,1,'2018-03-22 15:12:36','2018-03-22 15:12:36','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"3/4\"][vc_column_text]Any operator of goods vehicles, or vehicle and trailer combinations, with a gross plated weight exceeding 3.5 tonnes requires an operator’s licence.\r\n\r\n<img class=\"alignright size-full wp-image-1119\" src=\"http://roadtransportconsultant-co-uk.stackstaging.com/wp-content/uploads/2018/03/license.jpg\" alt=\"\" width=\"300\" height=\"92\" />There are three different types of operator’s licence, and the licence required depends on the type of work undertaken by the operator.\r\n<h3>OUR SERVICE:</h3>\r\nBefore an application is made, we can assess whether a business does in fact require an operator’s licence. The legislation specifies numerous exemptions for certain types of vehicles and operators who do not need an operator’s licence to conduct their business.\r\n\r\nIf a business does require an operator’s licence, we can advise on what type of licence should be applied for. The three types of operator’s licence that can be applied for are:[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>a restricted licence.</li>\r\n 	<li>a standard national licence.</li>\r\n 	<li>a standard international licence.</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]The financial requirements and evidence that must be submitted differs depending on what type of licence is being applied for. Once it has been established what type of licence a business requires, we can:[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>complete the GV79 application form.</li>\r\n 	<li>complete the INT1 form if an interim operator’s licence is required.</li>\r\n 	<li>complete the TM1 form if a transport manager is required.</li>\r\n 	<li>advise on the financial standing that must be shown and the evidence needed to substantiate this.</li>\r\n 	<li>respond to all subsequent questions from the Office of the Traffic Commissioner.</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>ADVICE:</h3>\r\nPlease contact us for advice on whether your business requires an operator’s licence.[/vc_column_text][/vc_column][vc_column width=\"1/4\"][vc_widget_sidebar sidebar_id=\"sidebar\"][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Operator’s Licence Applications','','inherit','closed','closed','','1042-revision-v1','','','2018-03-22 15:12:36','2018-03-22 15:12:36','',1042,'http://roadtransportconsultant-co-uk.stackstaging.com/1042-revision-v1/',0,'revision','',0),(1051,1,'2018-03-21 15:34:08','2018-03-21 15:34:08','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"2/3\"][vc_column_text]Any operator of goods vehicles, or vehicle and trailer combinations, with a gross plated weight exceeding 3.5 tonnes requires an operator’s licence.\r\n\r\nThere are three different types of operator’s licence, and the licence required depends on the type of work undertaken by the operator.\r\n\r\nOUR SERVICE:\r\nBefore an application is made, we can assess whether a business does in fact require an operator’s licence. The legislation specifies numerous exemptions for certain types of vehicles and operators who do not need an operator’s licence to conduct their business.\r\n\r\nIf a business does require an operator’s licence, we can advise on what type of licence should be applied for. The three types of operator’s licence that can be applied for are:\r\n\r\na restricted licence.\r\na standard national licence.\r\na standard international licence.\r\nThe financial requirements and evidence that must be submitted differs depending on what type of licence is being applied for. Once it has been established what type of licence a business requires, we can:\r\n\r\ncomplete the GV79 application form.\r\ncomplete the INT1 form if an interim operator’s licence is required.\r\ncomplete the TM1 form if a transport manager is required.\r\nadvise on the financial standing that must be shown and the evidence needed to substantiate this.\r\nrespond to all subsequent questions from the Office of the Traffic Commissioner.\r\nADVICE:\r\nPlease contact us for advice on whether your business requires an operator’s licence.[/vc_column_text][vc_empty_space height=\"12px\"][vc_empty_space][/vc_column][vc_column width=\"1/3\"][vc_column_text][/vc_column_text][vc_widget_sidebar sidebar_id=\"sidebar\"][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Operator’s Licence Applications','','inherit','closed','closed','','1042-revision-v1','','','2018-03-21 15:34:08','2018-03-21 15:34:08','',1042,'http://roadtransportconsultant-co-uk.stackstaging.com/1042-revision-v1/',0,'revision','',0),(1045,1,'2018-03-21 15:29:10','2018-03-21 15:29:10','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" z_index=\"\"][vc_column width=\"2/3\"][vc_column_text]Any operator of goods vehicles, or vehicle and trailer combinations, with a gross plated weight exceeding 3.5 tonnes requires an operator’s licence.\r\n\r\nThere are three different types of operator’s licence, and the licence required depends on the type of work undertaken by the operator.\r\n\r\nOUR SERVICE:\r\nBefore an application is made, we can assess whether a business does in fact require an operator’s licence. The legislation specifies numerous exemptions for certain types of vehicles and operators who do not need an operator’s licence to conduct their business.\r\n\r\nIf a business does require an operator’s licence, we can advise on what type of licence should be applied for. The three types of operator’s licence that can be applied for are:\r\n\r\na restricted licence.\r\na standard national licence.\r\na standard international licence.\r\nThe financial requirements and evidence that must be submitted differs depending on what type of licence is being applied for. Once it has been established what type of licence a business requires, we can:\r\n\r\ncomplete the GV79 application form.\r\ncomplete the INT1 form if an interim operator’s licence is required.\r\ncomplete the TM1 form if a transport manager is required.\r\nadvise on the financial standing that must be shown and the evidence needed to substantiate this.\r\nrespond to all subsequent questions from the Office of the Traffic Commissioner.\r\nADVICE:\r\nPlease contact us for advice on whether your business requires an operator’s licence.[/vc_column_text][vc_empty_space height=\"12px\"][vc_empty_space][/vc_column][vc_column width=\"1/3\"][blog_slider type=\"simple\" auto_start=\"true\" show_categories=\"yes\" show_date=\"yes\" show_author=\"yes\" show_excerpt=\"no\" show_read_more=\"default\"][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Operator’s Licence Applications','','inherit','closed','closed','','1042-revision-v1','','','2018-03-21 15:29:10','2018-03-21 15:29:10','',1042,'http://roadtransportconsultant-co-uk.stackstaging.com/1042-revision-v1/',0,'revision','',0),(250,1,'2016-10-26 18:40:02','2016-10-26 18:40:02','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][qode_elements_holder number_of_columns=\"two_columns\" switch_to_one_column=\"768\"][qode_elements_holder_item item_padding=\"15% 6% 15% 9%\" advanced_animations=\"no\" item_padding_1024_1280=\"15% 6% 15% 9%\" item_padding_768_1024=\"15% 2% 15% 0%\" item_padding_600_768=\"15% 2% 6% 0%\" item_padding_480_600=\"15% 0 9% 0\" item_padding_480=\"15% 0 9% 0\"][vc_single_image image=\"147\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"\"][/qode_elements_holder_item][qode_elements_holder_item item_padding=\"7% 0% 9% 8%\" advanced_animations=\"no\" item_padding_1024_1280=\"7% 0% 9% 8%\" item_padding_768_1024=\"7% 0% 9% 8%\" item_padding_600_768=\"0% 0% 17% 0\" item_padding_480_600=\"0% 2% 17% 0%\" item_padding_480=\"0% 3% 17% 0%\"][vc_column_text]\r\n<h3>International Law</h3>\r\n[/vc_column_text][vc_empty_space height=\"17px\"][vc_column_text]Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.[/vc_column_text][vc_empty_space height=\"28px\"][button target=\"_self\" hover_type=\"default\" text=\"Get consultation\" link=\"#\" hover_color=\"#ffffff\" hover_background_color=\"#475175\"][/qode_elements_holder_item][/qode_elements_holder][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\" css=\".vc_custom_1469003278343{background-color: #f5f5f5 !important;}\"][vc_column][qode_elements_holder number_of_columns=\"two_columns\" switch_to_one_column=\"768\"][qode_elements_holder_item item_padding=\"7% 0% 9% 9.5%\" advanced_animations=\"no\" item_padding_1024_1280=\"7% 0% 9% 9%\" item_padding_768_1024=\"7% 0% 9% 1%\" item_padding_600_768=\"17% 0% 0% 0\" item_padding_480_600=\"17% 2% 0% 0%\" item_padding_480=\"17% 3% 0% 0%\"][vc_column_text]\r\n<h3>Offence Classification</h3>\r\n[/vc_column_text][vc_empty_space height=\"17px\"][vc_column_text]Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.[/vc_column_text][vc_empty_space height=\"28px\"][button target=\"_self\" hover_type=\"default\" text=\"Get consultation\" link=\"#\" hover_color=\"#ffffff\" hover_background_color=\"#475175\"][/qode_elements_holder_item][qode_elements_holder_item item_padding=\"15% 0% 15% 15%\" advanced_animations=\"no\" item_padding_1024_1280=\"15% 2% 15% 9%\" item_padding_768_1024=\"15% 2% 15% 9%\" item_padding_600_768=\"9% 2% 15% 0% \" item_padding_480_600=\"12% 0 15% 0 \" item_padding_480=\"13% 0 17% 0\"][vc_single_image image=\"165\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"\"][/qode_elements_holder_item][/qode_elements_holder][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][qode_elements_holder number_of_columns=\"two_columns\" switch_to_one_column=\"768\"][qode_elements_holder_item item_padding=\"15% 6% 15% 9%\" advanced_animations=\"no\" item_padding_1024_1280=\"15% 6% 15% 9%\" item_padding_768_1024=\"15% 2% 15% 0%\" item_padding_600_768=\"15% 2% 6% 0%\" item_padding_480_600=\"15% 0 9% 0\" item_padding_480=\"15% 0 9% 0\"][vc_single_image image=\"164\" img_size=\"full\" alignment=\"center\" qode_css_animation=\"\"][/qode_elements_holder_item][qode_elements_holder_item item_padding=\"7% 0% 9% 8%\" advanced_animations=\"no\" item_padding_1024_1280=\"7% 0% 9% 8%\" item_padding_768_1024=\"7% 0% 9% 8%\" item_padding_600_768=\"0% 0% 17% 0\" item_padding_480_600=\"0% 2% 17% 0%\" item_padding_480=\"0% 3% 17% 0%\"][vc_column_text]\r\n<h3>Limits of Ownership</h3>\r\n[/vc_column_text][vc_empty_space height=\"17px\"][vc_column_text]Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old. Richard McClintock, a Latin professor at Hampden-Sydney College in Virginia, looked up one of the more obscure Latin words, consectetur, from a Lorem Ipsum passage, and going through the cites of the word in classical literature, discovered the undoubtable source.[/vc_column_text][vc_empty_space height=\"28px\"][button target=\"_self\" hover_type=\"default\" text=\"Get consultation\" link=\"#\" hover_color=\"#ffffff\" hover_background_color=\"#475175\"][/qode_elements_holder_item][/qode_elements_holder][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][action full_width=\"yes\" content_in_grid=\"yes\" type=\"simple\" text_font_weight=\"300\" show_button=\"yes\" button_target=\"_blank\" background_color=\"#f5f5f5\" padding_top=\"39\" padding_bottom=\"40\" text_size=\"21\" text_letter_spacing=\"0\" button_text=\"Get consultation\" button_link=\"#\" button_hover_text_color=\"#ffffff\" button_hover_background_color=\"#465175\"]<span style=\"color: #6b6b6b;\">Physical custody simply refers to the parent with whom the child or the children reside</span>[/action][/vc_column][/vc_row]','Stress Tests','','inherit','closed','closed','','143-revision-v1','','','2016-10-26 18:40:02','2016-10-26 18:40:02','',143,'http://exeterlocksmiths-com.stackstaging.com/143-revision-v1/',0,'revision','',0),(258,1,'2018-03-28 09:18:04','2018-03-28 09:18:04','<p>[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_column_text]Dave Robbins Transport Consultants,<br />\nUnit 1B,<br />\nPeamore Truck Centre,<br />\nExeter,<br />\nEX2 9SL</p>\n<p>Email: info@roadtransportconsultant.co.uk 07976 509980</p>\n<p>Phone: <a href=\"tel://+01392833158\">01392 833158</a><br />\nMobile Dave: <a href=\"tel://+07976509980\">07976 509980<br />\n</a>Mobile Lois: <a href=\"tel://+07715653975\">07715653975</a></p>\n<p>&nbsp;[/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"80px\"][/vc_column][/vc_row]</p>\n','Contact Us','','inherit','closed','closed','','175-autosave-v1','','','2018-03-28 09:18:04','2018-03-28 09:18:04','',175,'http://exeterlocksmiths-com.stackstaging.com/175-autosave-v1/',0,'revision','',0),(260,1,'2016-10-26 19:04:47','2016-10-26 19:04:47','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]Contact form and details[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Contact Us','','inherit','closed','closed','','175-revision-v1','','','2016-10-26 19:04:47','2016-10-26 19:04:47','',175,'http://exeterlocksmiths-com.stackstaging.com/175-revision-v1/',0,'revision','',0),(264,1,'2016-10-26 19:13:45','2016-10-26 19:13:45','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]A process maturity check that has proven popular with CFOs and Risk &amp; Insurance Managers of Fortune 500 companies The Health Check is designed to stress test strategy and help re-validate priorities. It also offers internal stakeholders a clear insight into the Risk &amp; Insurance Management Team’s scope of work and performance. It is a rigorous, independent and confidential Risk and Insurance process maturity review undertaken by experienced professionals all of whom who have lead Risk &amp; Insurance Management teams in major multinational companies The Health Check also can offer an opportunity to benchmark outcomes against other Fortune 500 companies on a strictly non- attributable basis.[/vc_column_text][/vc_column][/vc_row]','Stress Tests','','inherit','closed','closed','','143-revision-v1','','','2016-10-26 19:13:45','2016-10-26 19:13:45','',143,'http://exeterlocksmiths-com.stackstaging.com/143-revision-v1/',0,'revision','',0),(265,1,'2016-10-26 19:15:11','2016-10-26 19:15:11','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]A process maturity check that has proven popular with CFOs and Risk &amp; Insurance Managers of Fortune 500 companies The Health Check is designed to stress test strategy and help re-validate priorities. It also offers internal stakeholders a clear insight into the Risk &amp; Insurance Management Team’s scope of work and performance. It is a rigorous, independent and confidential Risk and Insurance process maturity review undertaken by experienced professionals all of whom who have lead Risk &amp; Insurance Management teams in major multinational companies The Health Check also can offer an opportunity to benchmark outcomes against other Fortune 500 companies on a strictly non- attributable basis.\r\n<h3><strong>A D&amp;O Insurer’s View</strong></h3>\r\n<em>“In the context of the implementation the 8th European Company Law Directive, the RCN Health Check provides a timely response to the increasing demands for risk governance performance measurement. RCN’s unique blend of internal corporate risk management experience and professional independence provides the necessary edge for this kind of customised risk governance stress-testing”</em> <strong>AIG Europe</strong>[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Stress Tests','','inherit','closed','closed','','143-revision-v1','','','2016-10-26 19:15:11','2016-10-26 19:15:11','',143,'http://exeterlocksmiths-com.stackstaging.com/143-revision-v1/',0,'revision','',0),(267,1,'2016-10-26 19:27:58','2016-10-26 19:27:58','','Blog','','publish','closed','closed','','blog','','','2017-02-06 15:00:24','2017-02-06 15:00:24','',0,'http://exeterlocksmiths-com.stackstaging.com/?page_id=267',0,'page','',0),(269,1,'2016-10-26 19:27:58','2016-10-26 19:27:58','','Blog','','inherit','closed','closed','','267-revision-v1','','','2016-10-26 19:27:58','2016-10-26 19:27:58','',267,'http://exeterlocksmiths-com.stackstaging.com/267-revision-v1/',0,'revision','',0),(276,1,'2016-10-31 10:07:26','2016-10-31 10:07:26','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>Heading needed</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"120px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-31 10:07:26','2016-10-31 10:07:26','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(277,1,'2016-10-31 10:11:28','2016-10-31 10:11:28','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>It was the best of times, it was the worst of times...</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Medium Sized Business</h3>\r\nThe risk and insurance management challenges are likely to be significant but the company may have only limited internal resources. Ensuring that the insurance programmes are dependable and offer value for money is a priority. It is equally important to ensure careful matching of insurance protections, and related services, to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nWhile management’s concern will be focused on entrepreneurial opportunity and  building a viable business, risk management and insurance priorities should be clearly identified at the outset since the survival of the business may depend on robust insurance support. Since the business profile will likely be in a  state of flux in young companies, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"120px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-31 10:11:28','2016-10-31 10:11:28','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(278,1,'2016-10-31 14:43:55','2016-10-31 14:43:55','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>It was the best of times, it was the worst of times...</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"199\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>MEDIUM SIZED BUSINESSES</h3>\r\nRisk and insurance management challenges are usually significant but companies may have limited internal resources. Insurance programmes must be dependable and offer value for money.\r\n\r\nIt is equally important to ensure that insurance protections and related services remain closely matched to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nManagement will be focused on entrepreneurial opportunity and building a viable business, yet risk management and insurance priorities should be clearly identified at the outset.\r\n\r\nBusiness survival may depend on robust insurance support. In young companies the business profile is often in a state of flux, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"120px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-31 14:43:55','2016-10-31 14:43:55','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(283,1,'2016-10-31 15:46:36','2016-10-31 15:46:36','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>It was the best of times, it was the worst of times...</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"282\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>MEDIUM SIZED BUSINESSES</h3>\r\nRisk and insurance management challenges are usually significant but companies may have limited internal resources. Insurance programmes must be dependable and offer value for money.\r\n\r\nIt is equally important to ensure that insurance protections and related services remain closely matched to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nManagement will be focused on entrepreneurial opportunity and building a viable business, yet risk management and insurance priorities should be clearly identified at the outset.\r\n\r\nBusiness survival may depend on robust insurance support. In young companies the business profile is often in a state of flux, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"120px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-10-31 15:46:36','2016-10-31 15:46:36','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(290,1,'2016-11-01 11:45:24','2016-11-01 11:45:24','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>It was the best of times, it was the worst of times...</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"282\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"large-multinationals\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>MEDIUM SIZED BUSINESSES</h3>\r\nRisk and insurance management challenges are usually significant but companies may have limited internal resources. Insurance programmes must be dependable and offer value for money.\r\n\r\nIt is equally important to ensure that insurance protections and related services remain closely matched to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nManagement will be focused on entrepreneurial opportunity and building a viable business, yet risk management and insurance priorities should be clearly identified at the outset.\r\n\r\nBusiness survival may depend on robust insurance support. In young companies the business profile is often in a state of flux, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"120px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-11-01 11:45:24','2016-11-01 11:45:24','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(295,1,'2016-11-01 11:57:07','2016-11-01 11:57:07','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>It was the best of times, it was the worst of times...</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"282\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"large-multinationals\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>MEDIUM SIZED BUSINESSES</h3>\r\nRisk and insurance management challenges are usually significant but companies may have limited internal resources. Insurance programmes must be dependable and offer value for money.\r\n\r\nIt is equally important to ensure that insurance protections and related services remain closely matched to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"medium-sized-organisations\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nManagement will be focused on entrepreneurial opportunity and building a viable business, yet risk management and insurance priorities should be clearly identified at the outset.\r\n\r\nBusiness survival may depend on robust insurance support. In young companies the business profile is often in a state of flux, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"120px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-11-01 11:57:07','2016-11-01 11:57:07','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(301,1,'2016-11-01 12:07:03','2016-11-01 12:07:03','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][vc_column_text]\r\n<h2>It was the best of times, it was the worst of times...</h2>\r\nChallenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.\r\n\r\n<img class=\"alignright size-full wp-image-206\" src=\"http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png\" alt=\"mindthegap\" width=\"300\" height=\"221\" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.\r\n\r\nThe result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.\r\n\r\nThe challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height=\"102px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"grid\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/3\"][vc_single_image image=\"282\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>Large Multinationals</h3>\r\nLarge, complex organisations, including Fortune 500 and FTSE 100 companies need to align risk management with global business strategy.\r\n\r\nThey need to be confident that their risk financing programmes will operate as intended and are supported by  processes that are both efficient and effective.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"large-multinationals\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"208\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>MEDIUM SIZED BUSINESSES</h3>\r\nRisk and insurance management challenges are usually significant but companies may have limited internal resources. Insurance programmes must be dependable and offer value for money.\r\n\r\nIt is equally important to ensure that insurance protections and related services remain closely matched to evolving business needs.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"medium-sized-organisations\"][vc_empty_space height=\"20px\"][/vc_column][vc_column width=\"1/3\"][vc_single_image image=\"209\" img_size=\"full\" qode_css_animation=\"\"][vc_empty_space height=\"22px\"][vc_column_text]\r\n<h3>SMEs &amp; Start-Ups</h3>\r\nManagement will be focused on entrepreneurial opportunity and building a viable business, yet risk management and insurance priorities should be clearly identified at the outset.\r\n\r\nBusiness survival may depend on robust insurance support. In young companies the business profile is often in a state of flux, regular review of insurable exposures is advisable.[/vc_column_text][vc_empty_space height=\"40px\"][button target=\"_self\" hover_type=\"default\" text=\"FIND OUT MORE\" link=\"sme-organisations\"][vc_empty_space height=\"20px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"120px\"][/vc_column][/vc_row]','Home','','inherit','closed','closed','','9-revision-v1','','','2016-11-01 12:07:03','2016-11-01 12:07:03','',9,'http://exeterlocksmiths-com.stackstaging.com/9-revision-v1/',0,'revision','',0),(303,1,'2016-11-01 13:58:45','2016-11-01 13:58:45','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-01 13:58:45','2016-11-01 13:58:45','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(304,1,'2016-11-01 14:00:49','2016-11-01 14:00:49','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN has developed a risk management process maturity check that has proven popular with CFOs and Risk &amp; Insurance Managers of Fortune 500 companies.\r\n\r\nThe process is designed to test insurance and risk management activity and help ensure continued alignment with evolving business strategy and exposures. It also offers internal stakeholders a clearer insight into the scope, operation and performance of the Risk &amp; Insurance Management Team\r\n\r\nIt is a rigorous, independent and confidential review. It is undertaken by experienced professionals all of whom who have led Risk &amp; Insurance Management teams in major multinational companies.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Stress Tests','','inherit','closed','closed','','143-revision-v1','','','2016-11-01 14:00:49','2016-11-01 14:00:49','',143,'http://exeterlocksmiths-com.stackstaging.com/143-revision-v1/',0,'revision','',0),(305,1,'2016-11-01 14:01:16','2016-11-01 14:01:16','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN has developed a risk management process maturity check that has proven popular with CFOs and Risk &amp; Insurance Managers of Fortune 500 companies.\r\n\r\nThe process is designed to test insurance and risk management activity and help ensure continued alignment with evolving business strategy and exposures. It also offers internal stakeholders a clearer insight into the scope, operation and performance of the Risk &amp; Insurance Management Team\r\n\r\nIt is a rigorous, independent and confidential review. It is undertaken by experienced professionals all of whom who have led Risk &amp; Insurance Management teams in major multinational companies.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Stress Tests','','inherit','closed','closed','','143-revision-v1','','','2016-11-01 14:01:16','2016-11-01 14:01:16','',143,'http://exeterlocksmiths-com.stackstaging.com/143-revision-v1/',0,'revision','',0),(306,1,'2018-04-04 14:54:05','2018-04-04 14:54:05','<p>[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column width=\"2/3\"][vc_column_text]Dave Robbins is a member of the Chartered Institute of Logistics and Transport (MILT). He has over 35 years’ experience in the road transport industry as a driver, an operator, a trainer and a consultant.</p>\n<p><img class=\"alignright wp-image-1237 size-full\" src=\"http://roadtransportconsultant-co-uk.stackstaging.com/wp-content/uploads/2018/04/land-train.jpg\" alt=\"\" width=\"351\" height=\"218\" /></p>\n<p>This extensive experience has led to an understanding of the problems facing the different parties involved in the industry, and an ability to address the real issues that are concerning these individuals and companies.</p>\n<p>He began driving professionally in 1979, working for Associated Deliveries, Dalgety Spillers and then B Thompson &amp; Sons Transport.</p>\n<p>In 1986, after gaining his National and International CPCs, he purchased his own tractor unit and trailer. Over the next 15 years, Dave Robbins Transport grew to a peak of 8 vehicles and 12 trailers, servicing many blue chip clients.</p>\n<p>Dave has also been a regular contributor to Trucking magazine over the past 10 years. This has included the composition of numerous company profiles as well as articles on multi-trailer operations and driver migration in Australia, Canada and the United States.</p>\n<p>These later trips involved the piloting of four-trailer road trains and 120 foot long “turnpike” vehicle combinations.</p>\n<p>Dave has been an LGV instructor in Exeter, Devon.</p>\n<p><img class=\"alignright size-full wp-image-1114\" src=\"http://roadtransportconsultant-co-uk.stackstaging.com/wp-content/uploads/2018/03/dave-robbins.jpg\" alt=\"\" width=\"300\" height=\"192\" />This involves training individuals and in-house trainers for other businesses, as well as constant consultation with DVSA LGV driving examiners.</p>\n<p>Since the Driver CPC was introduced in September 2009, he has also been teaching courses on subjects such as digital and analogue tachographs, drivers’ hours and industry awareness.</p>\n<p>Dave’s knowledge and enthusiasm for the industry are also shared by his staff, who keep up to date with the ever changing legal landscape and requirements from the DVSA.[/vc_column_text][vc_empty_space height=\"82px\"][/vc_column][vc_column width=\"1/3\"][testimonials_carousel category=\"rtc\" order_by=\"rand\" show_title=\"yes\" show_rating=\"no\" author_image=\"no\" author_text_font_weight=\"600\" show_navigation=\"yes\" navigation_style=\"dark\" auto_rotate_slides=\"10\" author_text_color=\"#000000\"][/vc_column][/vc_row]</p>\n','About Us','','inherit','closed','closed','','232-autosave-v1','','','2018-04-04 14:54:05','2018-04-04 14:54:05','',232,'http://exeterlocksmiths-com.stackstaging.com/232-autosave-v1/',0,'revision','',0),(307,1,'2016-11-01 14:04:43','2016-11-01 14:04:43','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]\r\n<h3>Benchmarking RIM practices</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>A Fortune 200 company CFO sought demonstration of the value of the Risk &amp; Insurance Management (RIM) function. RCN developed a bespoke, confidential, qualitative process maturity benchmarking tool which was applied to a number of US and European multinationals. The output was accepted by executive management and also the RIM’s of the participating companies.</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>Supply chain dependency</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>The project, commissioned by a FTSE 100 company, involved the evaluation of key supplier dependencies of a critical operation. Working cross-functionally with business management in a number of countries the project provided a clear, quantified assessment of the exposure. The findings were accepted by key stakeholders and as a result further business contingency planning was undertaken</li>\r\n 	<li>Developed and delivered a 1-day training programme on risk management for supply chain professionals. The project was commissioned by a specialist supply chain &amp; procurement organisation and received positive feedback from the attendees</li>\r\n</ul>\r\n[/unordered_list][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Assignments','','inherit','closed','closed','','232-revision-v1','','','2016-11-01 14:04:43','2016-11-01 14:04:43','',232,'http://exeterlocksmiths-com.stackstaging.com/232-revision-v1/',0,'revision','',0),(308,1,'2016-11-01 14:32:17','2016-11-01 14:32:17','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]\r\n<h3>Benchmarking RIM practices</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>A Fortune 200 company CFO sought demonstration of the value of the Risk &amp; Insurance Management (RIM) function. RCN developed a bespoke, confidential, qualitative process maturity benchmarking tool which was applied to a number of US and European multinationals. The output was accepted by executive management and also the RIM’s of the participating companies.</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>Supply chain dependency</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>The project, commissioned by a FTSE 100 company, involved the evaluation of key supplier dependencies of a critical operation. Working cross-functionally with business management in a number of countries the project provided a clear, quantified assessment of the exposure. The findings were accepted by key stakeholders and as a result further business contingency planning was undertaken</li>\r\n 	<li>Developed and delivered a 1-day training programme on risk management for supply chain professionals. The project was commissioned by a specialist supply chain &amp; procurement organisation and received positive feedback from the attendees</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>Broker procurement &amp; review</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>A Fortune 200 multinational requested support in selecting insurance broking services for a long-term, high-profile construction &amp; operation project. RCN developed (a) the RFP, (b) the evaluation criteria linked to the specifics of the project, (c) a methodology for analysing the bid responses, (d) assistance with the broker interviews, shortlisting &amp; final selection. The output from the assignment was accepted by all key stakeholder to the project</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>Testing crisis response capability</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>Critical reviews for multinational company clients of their crisis response training and documentation.</li>\r\n 	<li>Use of proprietary management tools and techniques to facilitate client development of an effective crisis response capability.</li>\r\n 	<li>With additional support from full-time crisis response specialists, crisis response workshops have been delivered in a number of countries (UK, France, Hungary, USA, etc.)\r\nThe result has been enhanced awareness of crisis response challenges, upgrades to crisis response resources, and positive feedback from the various national and regional management team participants in the table-top exercises</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>Risk &amp; insurance management recruitment</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>The CFO of a FTSE 350 company required interim support and assistance in evaluating the type and calibre of insurance and risk management support required for the fast-growing business. The contract included role design and recruitment. The net result was a more strategically focused function with a high calibre RIM</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>Integrating risk management into group strategy</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>A UK based FTSE 350 company was in the process of revising its group\'s strategy and wanted to embed management of risk into the review. The project entailed reviewing and updating the risk management methodology; working with the strategy programme office to integrate the methodology; creating and implementing a training programme. The result was a clearer understanding at Board and Executive level of the risks to the strategy and more informed decision making.</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>Interim risk &amp; insurance manaagement support</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>RCN team members are called in to fill risk management positions, at short notice, providing continuity and professional support during the recruitment process.</li>\r\n 	<li>RCN is often engaged to help develop risk &amp; insurance management processes and/or capability for SMEs and provide strategic input into commercial insurance requirements. Typically, SMEs realise material benefits from periodic access to pragmatic, experienced support without the need for full-time, internal appointment.</li>\r\n</ul>\r\n[/unordered_list][vc_column_text]\r\n<h3>Support for start-up company</h3>\r\n[/vc_column_text][unordered_list style=\"circle\" animate=\"no\"]\r\n<ul>\r\n 	<li>RCN’s expertise can have particular value for fledgling companies who are committed to commercialisation of great ideas, yet lack infrastructure &amp;/or experience to support the company’s growth.</li>\r\n</ul>\r\n[/unordered_list][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Assignments','','inherit','closed','closed','','232-revision-v1','','','2016-11-01 14:32:17','2016-11-01 14:32:17','',232,'http://exeterlocksmiths-com.stackstaging.com/232-revision-v1/',0,'revision','',0),(315,1,'2016-11-02 10:07:34','2016-11-02 10:07:34','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column width=\"1/2\"][cover_boxes target1=\"_self\" target2=\"_self\" target3=\"_self\"][/vc_column][vc_column width=\"1/2\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:07:34','2016-11-02 10:07:34','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(321,1,'2016-11-02 10:22:03','2016-11-02 10:22:03','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management including 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger. He has travelled extensively and worked in the UK, the USA and France. His areas of focus include risk management strategy &amp; resourcing, risk governance, crisis response and multinational insurance management issues.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies including 15 years as Group Risk and Insurance Manager at BOC. He also led teams in the UK / USA / Asia Pacific and travelled extensively. His key areas of focus are enterprise wide risk management, project / process management and supply chain risk. \" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds non-executive directorships in the public and private sectors and chairs two audit committees. Previously he spent 32 years with Royal Dutch Shell in finance and general management including eight years as VP Group Risk Management and Insurance. His principal consulting interests lie with risk governance and assurance processes, the pertinence and quality of information flows relating to risk management practices, and the effectiveness of audit committees.\" target3=\"_self\" image1=\"316\" image2=\"317\" image3=\"318\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:22:03','2016-11-02 10:22:03','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(327,1,'2016-11-02 10:25:07','2016-11-02 10:25:07','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management including 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger. He has travelled extensively and worked in the UK, the USA and France. His areas of focus include risk management strategy &amp; resourcing, risk governance, crisis response and multinational insurance management issues.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies including 15 years as Group Risk and Insurance Manager at BOC. He also led teams in the UK / USA / Asia Pacific and travelled extensively. His key areas of focus are enterprise wide risk management, project / process management and supply chain risk. \" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds non-executive directorships in the public and private sectors and chairs two audit committees. Previously he spent 32 years with Royal Dutch Shell in finance and general management including eight years as VP Group Risk Management and Insurance. His principal consulting interests lie with risk governance and assurance processes, the pertinence and quality of information flows relating to risk management practices, and the effectiveness of audit committees.\" target3=\"_self\" image1=\"322\" image2=\"322\" image3=\"322\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:25:07','2016-11-02 10:25:07','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(328,1,'2016-11-02 10:26:29','2016-11-02 10:26:29','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management including 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger. He has travelled extensively and worked in the UK, the USA and France. His areas of focus include risk management strategy &amp; resourcing, risk governance, crisis response and multinational insurance management issues.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies including 15 years as Group Risk and Insurance Manager at BOC. He also led teams in the UK / USA / Asia Pacific and travelled extensively. His key areas of focus are enterprise wide risk management, project / process management and supply chain risk. \" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds non-executive directorships in the public and private sectors and chairs two audit committees. Previously he spent 32 years with Royal Dutch Shell in finance and general management including eight years as VP Group Risk Management and Insurance. His principal consulting interests lie with risk governance and assurance processes, the pertinence and quality of information flows relating to risk management practices, and the effectiveness of audit committees.\" target3=\"_self\" image1=\"322\" image2=\"322\" image3=\"322\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:26:29','2016-11-02 10:26:29','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(329,1,'2016-11-02 10:29:14','2016-11-02 10:29:14','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management including 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies including 15 years as Group Risk and Insurance Manager at BOC. He also led teams in the UK / USA / Asia Pacific and travelled extensively. His key areas of focus are enterprise wide risk management, project / process management and supply chain risk. \" target2=\"_self\" target3=\"_self\" image1=\"322\" image2=\"322\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:29:14','2016-11-02 10:29:14','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(330,1,'2016-11-02 10:31:28','2016-11-02 10:31:28','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies.\" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds non-executive directorships in the public and private sectors and chairs two audit committees. \" target3=\"_self\" image1=\"322\" image2=\"322\" image3=\"322\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:31:28','2016-11-02 10:31:28','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(332,1,'2016-11-02 10:33:20','2016-11-02 10:33:20','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management including 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger. He has travelled extensively and worked in the UK, the USA and France. His areas of focus include risk management strategy &amp; resourcing, risk governance, crisis response and multinational insurance management issues.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies.\" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds non-executive directorships in the public and private sectors and chairs two audit committees. \" target3=\"_self\" image1=\"331\" image2=\"322\" image3=\"322\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:33:20','2016-11-02 10:33:20','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(333,1,'2016-11-02 10:35:14','2016-11-02 10:35:14','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management including 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies including 15 years as Group Risk and Insurance Manager at BOC.\" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds non-executive directorships in the public and private sectors and chairs two audit committees. Previously he spent 32 years with Royal Dutch Shell in finance and general management.\" target3=\"_self\" image1=\"331\" image2=\"331\" image3=\"331\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:35:14','2016-11-02 10:35:14','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(334,1,'2016-11-02 10:38:07','2016-11-02 10:38:07','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management including 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies including 15 years as Group Risk and Insurance Manager at BOC.\" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds non-executive directorships in the public and private sectors and chairs two audit committees. Previously he spent 32 years with Royal Dutch Shell in finance and general management.\" target3=\"_self\" image1=\"331\" image2=\"331\" image3=\"331\"][vc_empty_space][cover_boxes title1=\"Paul Taylor\" text1=\"has recently become an independent risk management consultant and serves as a Non-Executive Director. During his 40-year career, he led corporate risk management and governance projects in several major multinational companies including Kingfisher, Tetra Laval International &amp; Morgan Crucible.\" target1=\"_self\" title2=\"Neil Campbell\" text2=\"t risk consultant. Until recently, he led JLT’s Core Risk Europe – a specialist Life Science Consulting business. Prior to that he spent 18 years working for two FTSE100 chemical/pharmaceutical companies, including 11 years as Risk Manager at Astra Zeneca.\" target2=\"_self\" target3=\"_self\" image1=\"331\" image2=\"331\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:38:07','2016-11-02 10:38:07','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(335,1,'2016-11-02 10:39:51','2016-11-02 10:39:51','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN risk management professionals have all held senior positions in substantial global businesses. We have spent over ten years refining and proving a business model that offers seasoned expertise for specific risk management assignments - with the emphasis on action and outcomes rather than lengthy reports or generalised advice.\r\n\r\nWe have a shrewd idea of what works – and what does not – inside large, medium and small companies. As outsiders, we have the freedom to pose challenging questions.[/vc_column_text][vc_empty_space height=\"52px\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][cover_boxes title1=\"Christopher Lajtha\" text1=\"became an independent risk management resource in 2005. He provides an extensive range of strategic and operational support to multinational companies. Chris has spent over 35 years in risk management including 12 years as Corporate Risk &amp; Insurance Manager at Schlumberger.\" target1=\"_self\" title2=\"Roger Lewington\" text2=\"has a proven track record of providing a spectrum risk management support to major multinational companies since setting up in business in 2001. Previously he held senior risk management roles in within FTSE 100 companies including 15 years as Group Risk and Insurance Manager at BOC.\" target2=\"_self\" title3=\"Nick Robertson\" text3=\"is a Chartered Accountant with an engineering background. He holds non-executive directorships in the public and private sectors and chairs two audit committees. Previously he spent 32 years with Royal Dutch Shell in finance and general management.\" target3=\"_self\" image1=\"331\" image2=\"331\" image3=\"331\"][vc_empty_space][cover_boxes title1=\"Paul Taylor\" text1=\"has recently become an independent risk management consultant and serves as a Non-Executive Director. During his 40-year career, he led corporate risk management and governance projects in several major multinational companies including Kingfisher, Tetra Laval International &amp; Morgan Crucible.\" target1=\"_self\" title2=\"Neil Campbell\" text2=\"is an independent risk consultant. Until recently, he led JLT’s Core Risk Europe – a specialist Life Science Consulting business. Prior to that he spent 18 years working for two FTSE100 chemical/pharmaceutical companies, including 11 years as Risk Manager at Astra Zeneca.\" target2=\"_self\" target3=\"_self\" image1=\"331\" image2=\"331\"][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Team','','inherit','closed','closed','','104-revision-v1','','','2016-11-02 10:39:51','2016-11-02 10:39:51','',104,'http://exeterlocksmiths-com.stackstaging.com/104-revision-v1/',0,'revision','',0),(336,1,'2016-11-02 12:27:28','2016-11-02 12:27:28','[vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_column_text]This privacy policy sets out how EXETER LOCKSMITHS uses and protects any information that you give EXETER LOCKSMITHS when you use this website.\r\n\r\nEXETER LOCKSMITHS is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.\r\n\r\nEXETER LOCKSMITHS may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from [date].\r\n\r\n<strong>What we collect</strong>\r\n\r\nWe may collect the following information:\r\n\r\nname and job title\r\ncontact information including email address\r\ndemographic information such as postcode, preferences and interests\r\nother information relevant to customer surveys and/or offers\r\nWhat we do with the information we gather\r\n\r\nWe require this information to understand your needs and provide you with a better service, and in particular for the following reasons:\r\n\r\nInternal record keeping.\r\nWe may use the information to improve our products and services.\r\nWe may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.\r\n\r\nFrom time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.\r\nSecurity\r\n\r\nWe are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.\r\n\r\n<strong>How we use cookies</strong>\r\n\r\nA cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.\r\n\r\nWe use traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.\r\n\r\nOverall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.\r\n\r\nYou can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.\r\n\r\n<strong>Links to other websites</strong>\r\n\r\nOur website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.\r\n\r\n<strong>Controlling your personal information</strong>\r\n\r\nYou may choose to restrict the collection or use of your personal information in the following ways:\r\n\r\nwhenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes\r\nif you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at [email address]\r\nWe will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.\r\n\r\nYou may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to Exeter Locksmiths, 39 Cowick Street St. Thomas, EXETER, DEVON EX4 1AW.\r\n\r\nIf you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.[/vc_column_text][/vc_column][/vc_row][vc_row css_animation=\"\" row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Privacy','','publish','closed','closed','','privacy','','','2018-02-19 10:33:21','2018-02-19 10:33:21','',0,'http://exeterlocksmiths-com.stackstaging.com/?page_id=336',0,'page','',0),(338,1,'2016-11-02 12:27:28','2016-11-02 12:27:28','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]RCN is dedicated to protecting the confidentiality and privacy of information entrusted to it. As part of this fundamental obligation, RCN is committed to the appropriate protection and use of personal information (sometimes referred to as “personally identifiable information” or “PII”) that has been collected through its web sites.\r\n\r\nGenerally, our intent is to collect only the personal information that is provided voluntarily by visitors to our web sites so that we can offer information and/or services to those individuals or offer information about employment opportunities. Please review this Online Privacy Statement (“Online Privacy Statement” or “Privacy Statement”) to learn more about how we collect, use, share and protect the PII that we have obtained.\r\n<h3>Collection and use of PII</h3>\r\nWe obtain personal information about you if you choose to provide it — for example, to contact mailboxes or to register for certain services. By registering and/or submitting personal information on our web sites, you are also agreeing to the use of this information in accordance with this Privacy Statement. Your personal information is not used for other purposes, unless we obtain your permission, or unless otherwise required or permitted by law or professional standards. For example, if you send us an email message requesting information about RCN, we will use your email address and other information you supply to respond to your request. . RCN generally collects only the personal information necessary to fulfil the visitor’s request. Where additional, optional information is sought, you will be notified of this at the point of collection.\r\n\r\nRCN only collects “sensitive” personal information when the relevant individuals voluntarily provide us with this information or where such information is required or permitted to be collected by law or professional standards. Sensitive information includes personal information regarding a person’s race, ethnicity, political beliefs, trade union membership, religious or similar beliefs, physical or mental health, sexual life or criminal record. Please use your discretion when providing sensitive information to RCN, and under any circumstances, do not provide sensitive information to RCN unless you thereby consent to RCN’s use of that information for its legitimate business purposes and consent to the transfer and storage of such information to and in RCN databases. If you have any questions about whether the provision of sensitive information to RCN is, or may be, necessary or appropriate for particular purposes, please contact RCN at the address indicated below.\r\n<h3>IP addresses</h3>\r\nAn IP address is a number assigned to your computer whenever you access the internet. It allows computers and servers to recognize and communicate with one another. IP addresses from which visitors appear to originate may be recorded for IT security and system diagnostic purposes. This information may also be used in aggregate form to conduct website trend and performance analysis.\r\n<h3>Cookies</h3>\r\nA “cookie” is a small piece of text that a website places in the cookie file of your browser and that allows the site to remember who you are. Cookies cannot be used to run programs or deliver viruses to your computer. RCN only uses cookies in accordance with applicable laws.\r\n\r\nCookies by themselves do not tell us your webmail address or otherwise identify you personally. If you visit a RCN website, we use cookies to compile aggregate statistics to help us determine what areas of the site visitors prefer.\r\n\r\nIf you subsequently register with a RCN website, this information may be linked to a cookie in order to enhance and personalize your online experience (e.g., by welcoming you back when you return or providing you access to your registration information).\r\n\r\nYou have the choice of deciding whether to accept cookies or not. You can set your browser to notify you when you receive a cookie or to reject cookies. However, please be aware that if you do not accept cookies, you may not be able to fully experience some of our website features.\r\n<h3>Web beacons</h3>\r\nA web beacon is a small image file on a web page that can be used to collect certain information from your computer, such as an IP address, the time the content was viewed, a browser type, and the existence of cookies previously set by the same server. RCN only uses web beacons in accordance with applicable laws. RCN or its service providers may use web beacons to track the effectiveness of third party web sites that provide us with recruiting or marketing services or to gather aggregate visitor statistics and manage cookies. You have the option to render some web beacons unusable by rejecting their associated cookies. The web beacon may still record an anonymous visit from your IP address but cookie information will not be recorded.\r\n\r\nIn some of our newsletters and other communications, we may confirm a recipient’s email address through embedded links within the messages. We collect this information to gauge user interest and to enhance future user experiences.\r\n<h3>Sharing and transfer of PII</h3>\r\nWe do not share personal information with unaffiliated third parties, except as necessary for our legitimate professional and business needs, to carry out your requests, and/or as required or permitted by law or professional standards.\r\n\r\nIn addition, RCN may transfer certain PII across geographical borders to other Adageo divisions or outside companies working with us or on our behalf. RCN may also store PII in a jurisdiction other than where you are based. By providing PII on RCN websites, visitors are consenting to this transfer and/or storage of their data across borders. RCN may also disclose PII in connection with the sale, assignment, or other transfer of the business of the site to which the data relates, in order to respond to requests of government or law enforcement agencies or where this is required by applicable laws, court orders, or government regulations. These disclosures may also be needed for data privacy or security audits and/or to investigate or respond to a complaint or security threat. RCN does not sell PII to any third parties. Also, RCN will not transfer the PII you provide to any third parties for their own direct marketing use.\r\n<h3>Children</h3>\r\nRCN understands the importance of protecting children’s privacy, especially in an online environment. In particular, our sites are not intentionally designed for or directed at children under the age of 13. It is our policy never to knowingly collect or maintain information about anyone under the age of 13, except as part of an engagement to provide professional services.\r\n<h3>Choices</h3>\r\nYou have several choices regarding your use of our sites. In general, you are not required to submit any PII when you visit our websites, but RCN may require you to provide certain PII in order for you to receive additional information about our services and events. Certain websites may also ask for your permission for certain uses of your PII, and you can agree to or decline those uses. If you opt-in for particular services or communications, such as an e-newsletter, you will be able to unsubscribe at any time by following the instructions included in each communication. If you decide to unsubscribe from a service or communication, we will try to remove your information promptly, although we may require additional information before we can process your request.\r\n\r\nAs described above, if you wish to prevent cookies from tracking you as you navigate our sites, you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. Note, however, that some portions of our sites may not work properly if you elect to refuse cookies.\r\n\r\nAccess\r\n\r\nIf you have submitted personal information to RCN, under most circumstances you have the right to reasonable access to that data to correct any inaccuracies. You can also make a request to update or remove information about you by contacting privacy@exeterlocksmiths-com.stackstaging.com with your request, so long as it is consistent with applicable law and professional standards.\r\n\r\nData security and integrity\r\n\r\nRCN has reasonable security policies and procedures in place to protect personal information from unauthorized loss, misuse, alteration, or destruction. Despite RCN’s best efforts, however, security cannot be absolutely guaranteed against all threats. To the best of our ability, access to your personal information is limited to those who have a need to know. Those individuals who have access to the data are required to maintain the confidentiality of such information. We also make reasonable efforts to retain personal information only for so long as the information is necessary to comply with an individual’s request or until that person asks that the information be deleted.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"82px\"][/vc_column][/vc_row]','Privacy','','inherit','closed','closed','','336-revision-v1','','','2016-11-02 12:27:28','2016-11-02 12:27:28','',336,'http://exeterlocksmiths-com.stackstaging.com/336-revision-v1/',0,'revision','',0),(339,1,'2016-11-02 15:00:38','2016-11-02 15:00:38','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]We are here to answer any questions you may have about our experiences. Contact us using this form and we\'ll respond as soon as we can.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"600px\"][/vc_column][/vc_row]','Contact Us','','inherit','closed','closed','','175-revision-v1','','','2016-11-02 15:00:38','2016-11-02 15:00:38','',175,'http://exeterlocksmiths-com.stackstaging.com/175-revision-v1/',0,'revision','',0),(340,1,'2016-11-02 15:01:11','2016-11-02 15:01:11','[vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_column_text]We are here to answer any questions you may have about our experiences. Contact us using this form and we\'ll respond as soon as we can.[/vc_column_text][/vc_column][/vc_row][vc_row row_type=\"row\" use_row_as_full_screen_section=\"no\" type=\"full_width\" angled_section=\"no\" text_align=\"left\" background_image_as_pattern=\"without_pattern\" css_animation=\"\"][vc_column][vc_empty_space height=\"20px\"][/vc_column][/vc_row]','Contact Us','','inherit','closed','closed','','175-revision-v1','','','2016-11-02 15:01:11','2016-11-02 15:01:11','',175,'http://exeterlocksmiths-com.stackstaging.com/175-revision-v1/',0,'revision','',0),