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<h2>It was the best of times, it was the worst of times...</h2>
Challenges facing the global insurance industry have been described as a ‘perfect storm’: continuing over-supply of capital; high costs of compliance; lower investment returns; combined ratios that are persistently too high; pressure from shareholders to release equity; and legacy infrastructure that is tough to change.

<img class="alignright size-full wp-image-206" src="http://exeterlocksmiths-com.stackstaging.com/wp-content/uploads/2016/07/mindthegap.png" alt="mindthegap" width="300" height="221" />At the same time, corporate clients are seeking more integrated, business-specific and highly customised insurance solutions.

The result is sub-optimal customer experience combined with greater uncertainty that the insurance contracts will meet expectations - a widening gap between the needs of the corporate buyer and the willingness of the insurance market to respond.

The challenge is to find sufficient skilled and experienced resources to bridge this gap and ensure, as far as practicable, that the insurance contracts respond in the manner intended, and opportunities to develop and sell new innovative insurance products are realised.[/vc_column_text][vc_empty_space height="102px"][/vc_column][/vc_row][vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column width="1/4"][vc_single_image image="511" img_size="full" alignment="center" qode_css_animation=""][vc_empty_space height="22px"][vc_column_text]
<h3>EMERGENCY DEVON LOCKSMITHS</h3>
We pride ourselves on our 'out of hours' emergency service. Locked out? Need immediate help? Call us now for assistance on 07711 133850 or 07917 833433.[/vc_column_text][vc_empty_space height="67px"][button target="_self" hover_type="default" text="FIND OUT MORE" link="large-multinationals"][vc_empty_space height="20px"][/vc_column][vc_column width="1/4"][vc_single_image image="513" img_size="full" alignment="center" qode_css_animation=""][vc_empty_space height="22px"][vc_column_text]
<h3>LOCAL AND TRUSTED</h3>
Established in 1997 our independent retail outlet provides the complete locksmith service for Devon. We're also members of the accredited locksmith association for that extra peace of mind.[/vc_column_text][vc_empty_space height="40px"][button target="_self" hover_type="default" text="FIND OUT MORE" link="medium-sized-organisations"][vc_empty_space height="20px"][/vc_column][vc_column width="1/4"][vc_single_image image="517" img_size="full" qode_css_animation=""][vc_empty_space height="22px"][vc_column_text]
<h3>KEY CUTTING SERVICES</h3>
We provide a comprehensive key cutting service. Keys cut while you wait. We are specialist security-coded key cutters and can even provide keys for antiques![/vc_column_text][vc_empty_space height="40px"][button target="_self" hover_type="default" text="FIND OUT MORE" link="sme-organisations"][vc_empty_space height="20px"][/vc_column][vc_column width="1/4"][vc_single_image image="521" img_size="full" qode_css_animation=""][vc_empty_space height="22px"][vc_column_text]
<h3>FREE LOCAL QUOTES AND SURVEYS</h3>
We happily provide free, competitive local quotes and surveys! Based in Exeter, we can provide to most of Devon including: Tiverton, Cullompton, Crediton, Topsham, Honiton and more![/vc_column_text][/vc_column][/vc_row][vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="full_width" angled_section="no" text_align="left" background_image_as_pattern="without_pattern"][vc_column][vc_empty_space height="120px"][/vc_column][/vc_row]